How our free 401(k) plan review works
Here's what to gather, what we cover in 45 minutes and what your written report includes. There's no obligation to hire us or switch providers. Detailed benchmarking and fund scoring are separate services.
- Step 1
Gather what you have
Tell us about your business and the questions you want answered. If you have them, pull together your provider fee disclosures, the investment lineup with expenses and your provider service agreements. Note any questions about payroll, provider service or employee participation. You don't need everything to start. Use the contact form to introduce yourself, leaving out participant information and confidential documents; we'll discuss what to share and how before the review.
- Step 2
Look at the plan together
In a 45-minute conversation, we’ll talk through what your plan pays, the services it receives and the investment options employees can choose. We’ll also discuss how people learn about the plan and where they need help understanding it. Your questions guide the conversation. We work from the information available and identify anything that needs a closer look or additional documents before drawing a conclusion.
- Step 3
Get a written report
The written report covers what we saw: fees and provider services worth a closer look, investment questions to follow up on and ways to help employees understand the plan. It lists open questions, missing information and next steps, and it says plainly what the review did not cover. You can share it with anyone responsible for the plan and use it in conversations with your providers.
- Step 4
Choose your next step
The review and written report are free, with no obligation to hire us or change providers. You can take the questions back to your current providers, gather more information or discuss ongoing support with us. Any ongoing advisory work is a separate engagement: we'll discuss the scope, fees and responsibilities before you decide whether to move forward.
Bring the questions you have now.
You don't need every answer before we talk. Start with what you want to know about your plan.
A free 45-minute review with a written report of initial findings and next steps. No obligation. Detailed benchmarking and fund scoring are separate services.